Straightforward, transparent trust fee schedules.
Our fees are based on the market value of trust assets, so you always know what you're paying and why.
Trust administration fee tiers
Trust administration fees are billed quarterly and calculated as an annual percentage of assets under administration.
| Trust assets | Annual administration fee |
|---|---|
| First $2,000,000 | 1.00% |
| Next $3,000,000 | 0.75% |
| Next $5,000,000 | 0.50% |
| Over $10,000,000 | 0.35% |
A $3,500 annual minimum fee applies. Investment management fees are billed separately and vary by strategy.
Choose the level of service that fits your trust
- ✓Fiduciary trust administration
- ✓Tax return preparation & filing
- ✓Beneficiary distributions
- ✓Everything in Administration Only
- ✓Professional investment management
- ✓Dedicated relationship manager
- ✓For clients with $10M+ at Schwab
- ✓Outside advisor manages investments
- ✓CSTC handles administration
Pricing questions
Trust administration fees are billed quarterly, in arrears, and are deducted directly from trust assets unless you request otherwise.
There is no separate setup fee to appoint CSTC as trustee of an existing trust document. Drafting a new trust document requires an estate planning attorney, whose fees are separate.
Fee schedules are reviewed periodically. Any changes are communicated in writing before they take effect.
Want a personalized fee estimate?
Contact us or email support@schwabllc.com and a trust specialist will walk you through the numbers for your situation.
Fee schedules shown are illustrative and for general informational purposes only. Actual fees depend on the specific services provided, trust structure, and asset composition. Charles Schwab Trust Company does not provide legal or tax advice.
Investment and Insurance Products Are: Not FDIC Insured • Not Insured By Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested
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